Colorado Expert Lender Explains How Important Credit Report Is For Home Buyers



December 18, 2020A credit report is among the usual topics of discussion with prospective buyers especially when the home purchase is only possible via a mortgage loan. It is also among the most important factors that make a big difference even before the buyer decides to pursue such a big purchase. But not everyone understands the impact of not having a well-established credit history in their ability to apply...

Do You Have A Good Neighbor Next Door?



May 11, 2020Do you know your neighbors? Are they good neighbors? Are you a good neighbor? If you are a teacher, firefighter, EMT, or law enforcement officer in Colorado (or anywhere for that matter) you may qualify for the Good Neighbor Next Door Sales Program. The US Housing and Urban Development section offers a 50% discount to eligible employees in these professions on homes in "revitalization"...

Lender Referrals



May 3, 2020Lender referrals coming to you from your real estate agent or builder are important. Just as one real estate agent is more qualified or is better suited for you. The same is true for lenders.  If your realtor or builder has taken the time to offer you a lender referral, it is highly recommended that you follow through by contacting the lender. Bundled Services Early on, many realtors expanded...

Everyone Loves The Mile High City



May 2, 2020Beautiful, sunny Denver.  I love going Down Town to Denver.  Yes, I’m easy to please, but I get a kick out of taking the light rail, hopping onto the clean Denver streets, and going for a stroll.  There’s great food, great shopping, fun bars, and breweries, and I’ve heard, an incredible nightlife.  (I have an 8-month-old, so my nightlife consists of teething and pacifiers.) Denver...

The Exclusive Buyers Agent Fact Sheet



May 1, 2020These are brief answers to the most frequently asked questions in detail about Exclusive Buyers Agents. 1)      What is an exclusive buyers agent? An exclusive buyer’s agent is a professional who is solely dedicated to home buyers. They do not take home listings. They also work to buy homes and protect buyers, not sell homes, and protect sellers.  2)      Who pays the buyers...

Top 4 Tips for Best Home Insurance Coverage



May 2, 2012While it is not required by law that you buy homeowners insurance in Colorado, it is required by your lender if you have financed your home. Therefore, most homeowners insure their homes.  Here are some important tips to get the best coverage for you. 1.  Shop around. There are many insurance agencies offering the same coverage for different prices.  Get quotes from at least 3 different...

First Time Home Buyer: How I Plan to Make a Return on My Investment (Part One)



April 30, 2012Last blog we talked about personal motivations for buying a home, is it because you want a piece of land and a place to call your own (and I do believe that is part of human nature), or completely monetary- you want to buy real estate to make money. For many of us, the motivation is a blend of the two.  It was for me.  Growing up, my family moved several times- sometimes because of a change in...