Category: First Time Home Buyers

Home Buyers Tip: Use Your Imagination When Home Shopping



September 13, 2010If you don’t have an imagination, shop with someone who does. There is a home on the end of our street that I believe is the envy of every home owner in the neighborhood.  I admit, I have a bit of a “crush” on this house.  It is beautiful.  From the landscaping, to the wood garage doors, to  their backyard filled with bonsai trees and a lily pond, the house tickles your imagination and...

5 Surprising Benefits of Home Ownership



September 10, 2010Let’s kick off the weekend with some cheerful thoughts.  The National Organization of Real Estate released research about the positive impacts of owning a home.  Instead of focusing on financial boons, the paper, “Social Benefits of Stable Housing” takes a look at the positive social outcomes. The benefits might surprise you. According to the paper, home ownership: Has a significant...

Buying the Right Home: First Time Home Buyers Tip



September 3, 2010How long do you want to live in your house? You are just thinking about buying a house.  Do you really need to start thinking about selling the home you haven’t even bought yet?  Well, probably.   In order to buy the right home for you, you need to answer the question “how long do I want to live here?”  This is just one  important home buying motives you will need to consider. As a...

Are You Ready for Home Ownership?



August 25, 2010I have read many articles that help people decide if they are ready to become a home owner.  They tend to focus only on the financial obligation of home ownership.   Can you afford the monthly payments?  Do you have good credit and manage your credit?  Can you afford the maintenance of a home?  Especially now, these questions are on everyone’s mind when thinking about home...

Which Comes First: the Home Loan or the Home?



August 9, 2010Should a Home Buyer Seek Pre-Approval or a Home First? Starting a home search can feel a little bit like the “Chicken and the Egg” riddle.  Should a buyer become pre-qualified for a home loan first, before finding a home they would like to purchase?   Or, should a buyer start shopping for homes before knowing what type of loan they might qualify for? The Real Estate Division of the...

Is a Short Sale a Good Opportunity for a Home Buyer?



August 5, 2010When you hear about real estate these days, these terms come up often: “short sale” and “foreclosure.”  For the potential home buyer, these phrases can evoke both interest and fear.  Interest because it sounds like the potential for a great deal, and fear because of the potential to end up in the same boat. But what is a short sale? Is it an opportunity for a good investment?  Is it...

Can You Save Money By Not Using A Real Estate Agent?



July 27, 2010For some, convenience, advice, and peace of mind that a professional will correctly finish the job is more important than saving money. Others will go with the cheapest option, no matter what will be sacrificed. Whether you value time, money, convenience, or experience, you will be best suited by working with an agent. For me, I take this type of question very seriously. I do not carelessly...